Thursday, November 1 marks the first day of the open enrollment period for Ohioans looking to enroll in or change their plan through the Health Insurance Marketplace (Marketplace) for coverage in 2019. Ohioans exploring affordable health insurance options can receive free assistance by making an appointment with a patient benefits specialist at Neighborhood Family Practice.
“Our trained Certified Application Counselors are ready to provide information, walk consumers step-by-step through the enrollment process and identify health insurance discounts that consumers can receive through HealthCare.gov,” says Jean Polster, RN, MS, president and CEO, “to schedule an appointment with a patient benefits specialist, please call 216.281.0872, ext. 2020.”
Marketplace plans must include key benefits like mental health care, maternity care, prescription drug coverage and hospitalization services. Many marketplace shoppers will qualify for a discount based on their income. Last year, more than 8 in 10 shoppers could get a plan for less than $100/month.
After open enrollment closes on December 15, 2018, accessing health insurance in the Marketplace is limited until the next open enrollment period or to those who experience a qualifying life event like job loss, change in household composition, etc. Please note, Medicaid enrollment is available year-round; Ohioans with annual incomes at or below 138 percent of the federal poverty level ($16,753 for an individual) can apply for coverage through Medicaid at any time during the year.